/* ==========================================================================
   Katika theme — main stylesheet
   Design tokens sampled from the reference video/site.
   ========================================================================== */

:root{
	--purple-700:#6D28D9;
	--purple-600:#7C3AED;
	--purple-500:#8B5CF6;
	--purple-400:#A78BFA;
	--purple-100:#EDE4FB;
	--purple-50:#F6F0FA;
	--pink-500:#EC4899;
	--pink-400:#F472B6;
	--cyan-500:#22D3EE;
	--cream:#FFF8F5;
	--lavender:#F3EAF7;
	--pink-tint:#FCEAF2;
	--ink-900:#12101C;
	--ink-800:#1E1B2E;
	--navy-950:#0F1727;
	--navy-900:#161F33;
	--gray-700:#4B5563;
	--gray-600:#6B7280;
	--gray-400:#9CA3AF;
	--border-soft:#ECE6F1;
	--white:#FFFFFF;
	--radius-sm:10px;
	--radius-md:16px;
	--radius-lg:24px;
	--radius-pill:999px;
	--shadow-card:0 20px 50px -20px rgba(76,29,149,.18);
	--shadow-soft:0 10px 30px -12px rgba(17,24,39,.12);
	--font-display:'Sora',ui-sans-serif,system-ui,sans-serif;
	--font-body:'Inter',ui-sans-serif,system-ui,sans-serif;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
html,body{max-width:100%;overflow-x:hidden}
body{
	margin:0;
	font-family:var(--font-body);
	color:var(--ink-900);
	background:var(--white);
	-webkit-font-smoothing:antialiased;
	line-height:1.5;
}
img,svg{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button{font-family:inherit;cursor:pointer;background:none;border:0;color:inherit}
h1,h2,h3,h4{font-family:var(--font-display);margin:0;font-weight:800;letter-spacing:-0.02em;color:var(--ink-900)}
p{margin:0}
ul{margin:0;padding:0;list-style:none}
.wrap{max-width:1240px;margin:0 auto;padding:0 24px}
.screen-reader-text{position:absolute;left:-9999px}
.skip-link:focus{left:16px;top:16px;position:fixed;background:#fff;padding:10px 16px;border-radius:8px;z-index:9999}
:focus-visible{outline:3px solid var(--purple-400);outline-offset:2px}

@media (prefers-reduced-motion: reduce){
	*{animation-duration:.001ms !important;animation-iteration-count:1 !important;transition-duration:.001ms !important;scroll-behavior:auto !important}
}

/* ---------- buttons ---------- */
.btn{
	display:inline-flex;align-items:center;gap:8px;justify-content:center;
	padding:14px 24px;border-radius:var(--radius-pill);font-weight:700;font-size:15px;
	transition:transform .18s ease, box-shadow .18s ease, background .18s ease, opacity .18s ease;
	white-space:nowrap;
}
.btn-primary{
	background:linear-gradient(135deg,var(--purple-600),var(--purple-700) 60%, var(--pink-500));
	color:#fff;box-shadow:0 14px 30px -10px rgba(124,58,237,.55);
}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 20px 36px -12px rgba(124,58,237,.6)}
.btn-ghost{background:#fff;color:var(--ink-900);border:1px solid var(--border-soft);box-shadow:var(--shadow-soft)}
.btn-ghost:hover{border-color:var(--purple-400);color:var(--purple-700);transform:translateY(-2px)}
.btn-dark{background:var(--navy-950);color:#fff}
.btn-dark:hover{background:var(--purple-700)}
.btn-block{width:100%}
.btn-link{font-weight:600;color:var(--ink-900);padding:8px 4px;opacity:.8}
.btn-link:hover{opacity:1}

/* ---------- topbar ---------- */
.topbar{background:var(--navy-950);color:#fff;font-size:14px}
.topbar-inner{max-width:1240px;margin:0 auto;padding:11px 24px;display:flex;align-items:center;justify-content:center;gap:10px;text-align:center}
.topbar-icon{color:var(--purple-400)}
.topbar-msg-wrap{position:relative;min-height:20px;display:inline-flex;align-items:center;overflow:hidden}
.topbar-msg{position:absolute;left:0;right:0;opacity:0;transform:translateY(6px);transition:opacity .5s ease, transform .5s ease;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.topbar-msg.is-active{position:relative;opacity:1;transform:translateY(0)}
.topbar-cta{font-weight:700;text-decoration:underline;text-underline-offset:3px;white-space:nowrap}

/* ---------- header ---------- */
.site-header{background:var(--cream);position:sticky;top:0;z-index:100;transition:box-shadow .25s ease}
.site-header.is-scrolled{box-shadow:0 4px 24px rgba(18,16,28,.08)}
.header-inner{display:flex;align-items:center;justify-content:space-between;padding:20px 24px;gap:24px}
.logo{display:inline-flex;align-items:center;gap:8px;font-family:var(--font-display);font-weight:800;font-size:22px;color:var(--ink-900)}
.logo-light{color:#fff}
.logo-img{height:34px;width:auto;display:block}
.site-footer .logo-img{height:30px}
.custom-logo-link img{height:34px;width:auto;display:block}
.main-nav .nav-menu{display:flex;gap:32px}
.main-nav .nav-menu a{font-weight:600;color:var(--gray-700);font-size:15px;transition:color .15s ease}
.main-nav .nav-menu a:hover{color:var(--purple-700)}
.header-actions{display:flex;align-items:center;gap:18px}
.nav-toggle{display:none;flex-direction:column;gap:5px;padding:6px}
.nav-toggle span{width:22px;height:2px;background:var(--ink-900);border-radius:2px}
.mobile-nav{display:none}

/* ---------- language switcher ---------- */
.lang-switch{display:flex;align-items:center;gap:2px;padding:3px;border-radius:999px;background:var(--lavender)}
.lang-btn{display:flex;align-items:center;gap:5px;border:0;background:transparent;padding:6px 10px;border-radius:999px;cursor:pointer;font-family:var(--font-body);font-weight:700;font-size:12px;letter-spacing:.02em;color:var(--gray-600);transition:background .15s ease,color .15s ease}
.lang-btn:hover{color:var(--ink-900)}
.lang-btn.is-active{background:var(--white);color:var(--ink-900);box-shadow:0 1px 3px rgba(18,16,28,.12)}
.lang-flag{font-size:14px;line-height:1}
.header-minimal-actions{display:flex;align-items:center;gap:16px}
.lang-switch-mobile{align-self:flex-start;margin-top:4px}
@media (max-width:860px){
	.header-actions .lang-switch{display:none}
}

/* ---------- language switcher ---------- */
.lang-switch{display:flex;align-items:center;gap:2px;padding:3px;border-radius:999px;background:var(--lavender)}
.lang-btn{display:flex;align-items:center;gap:5px;border:0;background:transparent;padding:6px 10px;border-radius:999px;cursor:pointer;font-family:var(--font-body);font-weight:700;font-size:12px;letter-spacing:.02em;color:var(--gray-600);transition:background .15s ease,color .15s ease}
.lang-btn:hover{color:var(--ink-900)}
.lang-btn.is-active{background:var(--white);color:var(--ink-900);box-shadow:0 1px 3px rgba(18,16,28,.12)}
.lang-flag{font-size:14px;line-height:1}
.header-minimal-actions{display:flex;align-items:center;gap:16px}
.lang-switch-mobile{align-self:flex-start;margin-top:4px}
@media (max-width:860px){
	.header-actions .lang-switch{display:none}
}

/* ---------- hero ---------- */
.hero{position:relative;overflow:hidden;background:var(--cream);padding-top:64px;padding-bottom:0}
.hero-bg{position:absolute;inset:0;z-index:0;pointer-events:none;
	background:linear-gradient(160deg, var(--cream) 0%, var(--lavender) 55%, var(--pink-tint) 100%);
}
.blob{position:absolute;border-radius:50%;filter:blur(60px);opacity:.55}
.blob-a{width:520px;height:520px;background:radial-gradient(circle,var(--purple-100),transparent 70%);top:-120px;left:-160px}
.blob-b{width:460px;height:460px;background:radial-gradient(circle,var(--pink-tint),transparent 70%);bottom:-140px;right:-120px}
.orbit-line{position:absolute;top:120px;right:38%;width:340px;height:340px;border:1px solid rgba(109,40,217,.15);border-radius:50%;transform:rotate(12deg)}
.hero-drum{position:absolute;top:380px;right:-60px;width:320px;height:auto;opacity:.9;filter:drop-shadow(0 30px 40px rgba(76,29,149,.25));z-index:0}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:start;padding-top:56px;padding-bottom:80px}

.pill{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--border-soft);border-radius:var(--radius-pill);padding:8px 16px;font-size:13px;font-weight:600;color:var(--gray-700)}
.pill-live .dot{width:7px;height:7px;border-radius:50%;background:#22C55E;box-shadow:0 0 0 4px rgba(34,197,94,.18)}

.hero-title{font-size:clamp(40px,5.4vw,64px);line-height:1.02;margin:22px 0 20px}
.hero-title .muted{color:#B9B4C4}
.city-rotator{display:inline-block;background:linear-gradient(100deg,var(--purple-600),var(--purple-500) 60%, var(--pink-500));-webkit-background-clip:text;background-clip:text;color:transparent;transition:opacity .35s ease, transform .35s ease}
.city-rotator.is-swapping{opacity:0;transform:translateY(8px)}

.hero-desc{font-size:17px;color:var(--gray-700);max-width:520px;margin-bottom:28px}

.hero-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:28px;max-width:560px}
.stat-box{background:#fff;border:1px solid var(--border-soft);border-radius:var(--radius-md);padding:16px 14px;display:flex;flex-direction:column;gap:4px;transition:transform .2s ease, box-shadow .2s ease, border-color .2s ease}
.stat-box:hover{transform:translateY(-4px);box-shadow:0 16px 32px -16px rgba(124,58,237,.35);border-color:var(--purple-400)}
.stat-num{font-family:var(--font-display);font-weight:800;font-size:22px}
.stat-label{font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--gray-400);font-weight:700}

.hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:28px}

.hero-badges{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:16px}
.store-badge{display:flex;align-items:center;gap:8px;padding:10px 18px;border-radius:var(--radius-pill);color:#fff;font-size:11px;line-height:1.3}
.store-badge strong{display:block;font-size:15px;font-family:var(--font-display)}
.store-badge-apple{background:linear-gradient(135deg,#F472B6,#EC4899)}
.store-badge-google{background:linear-gradient(135deg,#22D3EE,#06B6D4)}
.store-icon{font-size:16px}

.hero-rating{font-size:14px;color:var(--gray-700);font-weight:600}
.stars{color:#FBBF24;letter-spacing:2px}

/* ---------- send money card ---------- */
.send-card{position:relative;z-index:1;background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow-card);padding:28px;border:1px solid var(--border-soft)}
.send-card-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:18px}
.send-card-head h2{font-size:20px}
.rate-held-chip{background:var(--purple-50);color:var(--purple-700);font-size:13px;font-weight:700;padding:8px 14px;border-radius:var(--radius-pill)}
.send-card-subhead{font-size:13px;color:var(--gray-600);font-weight:600;margin:16px 0 10px}

.recipient-row{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:10px}
.recipient-chip{display:inline-flex;align-items:center;gap:8px;border:1px solid var(--border-soft);border-radius:var(--radius-pill);padding:8px 14px 8px 8px;font-weight:600;font-size:14px;transition:border-color .15s ease, background .15s ease}
.recipient-chip .avatar{width:26px;height:26px;border-radius:50%;background:var(--purple-100);color:var(--purple-700);display:inline-flex;align-items:center;justify-content:center;font-size:11px;font-weight:800}
.recipient-chip.is-active{border-color:var(--purple-400);background:var(--purple-50)}
.recipient-chip-wide{width:100%}
.recipient-chip:hover{border-color:var(--purple-400)}

.amount-block{border:1px solid var(--border-soft);border-radius:var(--radius-md);overflow:hidden;margin:16px 0 18px}
.amount-row{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:16px}
.amount-row-receive{background:var(--purple-50)}
.amount-field label{display:block;font-size:12px;color:var(--gray-600);font-weight:600;margin-bottom:4px}
.amount-input{display:flex;align-items:baseline;gap:6px}
.currency-symbol{font-family:var(--font-display);font-size:24px;font-weight:800;color:var(--gray-400)}
.amount-input input{border:0;background:transparent;font-family:var(--font-display);font-size:30px;font-weight:800;width:140px;color:var(--ink-900)}
.amount-input input:focus{outline:0}
.amount-output{font-family:var(--font-display);font-size:30px;font-weight:800}
.currency-toggle{display:inline-flex;background:var(--purple-50);border-radius:var(--radius-pill);padding:4px;gap:2px}
.cur-pill{padding:9px 14px;border-radius:var(--radius-pill);font-size:13px;font-weight:600;color:var(--gray-600);transition:background .15s ease,color .15s ease}
.cur-pill.is-active{background:var(--navy-950);color:#fff}
.xaf-pill{background:#fff;border:1px solid var(--border-soft);border-radius:var(--radius-pill);padding:10px 18px;font-weight:700;font-size:14px}

.rate-details{margin:0 0 16px;display:flex;flex-direction:column;gap:10px}
.rate-details div{display:flex;justify-content:space-between;font-size:14px}
.rate-details dt{color:var(--gray-600)}
.rate-details dd{margin:0;font-weight:700}
.text-accent{color:var(--purple-600)!important}

.bonus-banner{display:flex;gap:12px;background:var(--purple-50);border-radius:var(--radius-md);padding:16px;margin-bottom:18px}
.bonus-icon{background:var(--purple-100);color:var(--purple-700);width:32px;height:32px;border-radius:50%;display:flex;align-items:center;justify-content:center;flex:none}
.bonus-banner strong{display:block;font-size:14px;margin-bottom:4px}
.bonus-banner p{font-size:13px;color:var(--gray-600)}

.country-chip-grid{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:18px}
.country-chip{border:1px solid var(--border-soft);border-radius:var(--radius-pill);padding:8px 14px;font-size:13px;font-weight:600;transition:border-color .15s ease,color .15s ease,background .15s ease}
.country-chip.is-active{border-color:var(--purple-400);background:var(--purple-50);color:var(--purple-700)}
.country-chip:hover{border-color:var(--purple-400)}

.method-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:18px}
.method-chip{border:1px solid var(--border-soft);border-radius:var(--radius-md);padding:12px 8px;font-size:13px;font-weight:600;text-align:center;transition:border-color .15s ease,background .15s ease}
.method-chip.is-active{border-color:var(--pink-400);background:#FFF1F7}
.method-chip:hover{border-color:var(--pink-400)}

.send-card-fineprint{font-size:12px;color:var(--gray-500,#8b8b96);text-align:center;margin-top:12px}

/* ---------- marquee (partners) ---------- */
.partner-marquee{position:relative;z-index:1;border-top:1px solid rgba(18,16,28,.06);margin-top:60px;padding:22px 0;overflow:hidden;background:rgba(255,255,255,.5)}
.marquee-track{display:flex;gap:40px;width:max-content;animation:marquee 32s linear infinite}
.partner-marquee .marquee-track span{font-weight:700;color:var(--gray-600);font-size:14px;white-space:nowrap}
@keyframes marquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}

/* ---------- trust strip ---------- */
.trust-strip{padding:64px 0;background:#fff}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:32px}
.trust-item{display:flex;gap:14px;padding:14px;border-radius:var(--radius-md);transition:transform .2s ease, box-shadow .2s ease}
.trust-item:hover{transform:translateY(-4px);box-shadow:0 16px 32px -18px rgba(124,58,237,.28)}
.trust-icon{font-size:22px}
.trust-item h3{font-size:15px;margin-bottom:6px}
.trust-item p{font-size:13.5px;color:var(--gray-600)}

/* ---------- families section ---------- */
.families-section{padding:80px 0;background:var(--purple-50)}
.families-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:center}
.families-photo{border-radius:var(--radius-lg);width:100%;height:auto;object-fit:cover;object-position:center 35%;box-shadow:var(--shadow-card);aspect-ratio:960/523;display:block}
.families-media{border-radius:var(--radius-lg);overflow:hidden;align-self:start}
.eyebrow{color:var(--purple-600);font-weight:700;font-size:13px;text-transform:uppercase;letter-spacing:.08em;margin-bottom:10px}
.eyebrow.center{text-align:center}
.families-copy h2{font-size:clamp(28px,3.6vw,40px);margin-bottom:16px}
.lead{font-size:17px;color:var(--gray-600);max-width:560px}
.lead.center{margin:0 auto 40px;text-align:center}

/* ---------- how it works ---------- */
.how-section{padding:96px 0;background:#fff}
.section-title{font-size:clamp(28px,3.6vw,40px);margin-bottom:14px}
.section-title.center{text-align:center}
.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:48px}
.step-card{background:var(--cream);border-radius:var(--radius-lg);padding:28px;border:1px solid var(--border-soft);transition:transform .22s ease, box-shadow .22s ease, border-color .22s ease}
.step-card:hover{transform:translateY(-6px);box-shadow:0 22px 44px -18px rgba(124,58,237,.3);border-color:var(--purple-400)}
.step-num{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:var(--navy-950);color:#fff;font-weight:800;font-size:13px;margin-bottom:16px}
.step-card h3{font-size:18px;margin-bottom:8px}
.step-card p{font-size:14.5px;color:var(--gray-600)}

.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:24px}
.feature-card{padding:24px;border-radius:var(--radius-lg);border:1px solid var(--border-soft);transition:transform .22s ease, box-shadow .22s ease, border-color .22s ease}
.feature-card:hover{transform:translateY(-6px);box-shadow:0 22px 44px -18px rgba(124,58,237,.3);border-color:var(--purple-400)}
.feature-icon{font-size:20px;display:inline-flex;width:40px;height:40px;border-radius:50%;background:var(--purple-50);align-items:center;justify-content:center;margin-bottom:14px}
.feature-card h4{font-size:15px;margin-bottom:6px}
.feature-card p{font-size:13.5px;color:var(--gray-600)}

/* ---------- rates ticker ---------- */
.rates-ticker-section{background:var(--purple-50);padding:18px 0;overflow:hidden}
.ticker-mask{overflow:hidden}
.rates-track{animation-duration:48s}
.rate-chip{display:inline-flex;align-items:center;gap:6px;background:#fff;border-radius:var(--radius-pill);padding:8px 16px;font-size:13px;font-weight:600;white-space:nowrap;box-shadow:var(--shadow-soft)}
.rate-chip b{color:var(--purple-700)}
.rate-chip em{font-style:normal;color:var(--gray-600)}
.rate-chip i.up{font-style:normal;color:#16A34A;font-size:11px}

/* ---------- payout network ---------- */
.network-section{padding:96px 0;background:#fff}
.network-head{display:grid;grid-template-columns:1.4fr .8fr;gap:32px;align-items:start;margin-bottom:36px}
.network-badge{display:flex;align-items:center;gap:12px;background:var(--navy-950);color:#fff;border-radius:var(--radius-lg);padding:20px}
.badge-dot{width:10px;height:10px;border-radius:50%;background:#22C55E;flex:none;box-shadow:0 0 0 5px rgba(34,197,94,.2)}
.network-badge strong{font-size:14px;display:block;margin-bottom:2px}
.network-badge p{font-size:12px;color:#B9B4C4}

.network-tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:24px}
.net-tab{border:1px solid var(--border-soft);border-radius:var(--radius-pill);padding:9px 16px;font-size:13px;font-weight:600;color:var(--gray-700);transition:all .15s ease}
.net-tab span{color:var(--gray-400);margin-left:4px}
.net-tab.is-active{background:var(--navy-950);color:#fff;border-color:var(--navy-950)}
.net-tab.is-active span{color:#B9B4C4}
.net-tab:hover:not(.is-active){border-color:var(--purple-400)}

.bank-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.bank-grid[hidden]{display:none}
.bank-cell{display:flex;align-items:center;gap:10px;border:1px solid var(--border-soft);border-radius:var(--radius-md);padding:14px 16px;font-size:14px;font-weight:600;transition:transform .2s ease, box-shadow .2s ease, border-color .2s ease}
.bank-cell:hover{transform:translateY(-3px);box-shadow:0 14px 28px -16px rgba(124,58,237,.35);border-color:var(--purple-400)}
.bank-ico{width:28px;height:28px;border-radius:8px;background:var(--purple-100);color:var(--purple-700);display:inline-flex;align-items:center;justify-content:center;font-size:12px;font-weight:800;flex:none}
.network-note{font-size:13px;color:var(--gray-500,#8b8b96);margin-top:20px}
.network-note.center{text-align:center}

/* ---------- stats / dark ---------- */
.stats-section{background:var(--navy-950);color:#fff;padding:80px 0 40px}
.stats-row{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;text-align:center;margin-bottom:48px}
.stat-big{display:block;font-family:var(--font-display);font-weight:800;font-size:clamp(26px,3.4vw,36px)}
.stat-block-label{font-size:13px;color:#9C93B5}
.activity-marquee{overflow:hidden;border-top:1px solid rgba(255,255,255,.08);border-bottom:1px solid rgba(255,255,255,.08);padding:18px 0}
.activity-track{animation-duration:40s}
.activity-chip{background:rgba(255,255,255,.06);border-radius:var(--radius-pill);padding:9px 16px;font-size:13px;white-space:nowrap}
.activity-chip em{font-style:normal;color:#A78BFA}

/* ---------- bills ---------- */
.bills-section{padding:96px 0;background:#fff}
.bills-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:56px;align-items:center}
.bills-widget{background:var(--navy-950);border-radius:var(--radius-lg);padding:24px;color:#fff}
.bills-widget-head{display:flex;align-items:center;gap:8px;font-size:12px;color:#22C55E;font-weight:700;margin-bottom:14px}
.live-dot{width:7px;height:7px;border-radius:50%;background:#22C55E;box-shadow:0 0 0 4px rgba(34,197,94,.2)}
.bills-list li{display:flex;align-items:center;gap:12px;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.08);font-weight:700;font-size:14px}
.bills-list li em{font-style:normal;font-weight:400;color:#9C93B5;font-size:12px;margin-left:auto;margin-right:8px}
.bills-list .check{color:#22C55E}
.bill-ico{width:26px;height:26px;border-radius:8px;display:inline-flex;align-items:center;justify-content:center;font-size:11px;font-weight:800;flex:none}
.bill-ico-eneo{background:#FBBF24;color:#1C1300}
.bill-ico-water{background:#22D3EE;color:#00232A}
.bill-ico-orange{background:#FB923C;color:#2A1200}
.bill-ico-mtn{background:#FDE047;color:#1C1300}
.bill-ico-canal{background:#4ADE80;color:#00230F}
.bills-next{margin-top:18px;background:rgba(255,255,255,.06);border-radius:var(--radius-md);padding:14px}
.bills-next p{font-size:11px;color:#9C93B5;margin-bottom:4px}
.bills-next strong{display:flex;justify-content:space-between;font-size:14px}
.bills-progress{height:6px;background:rgba(255,255,255,.12);border-radius:99px;margin-top:10px;overflow:hidden}
.bills-progress span{display:block;height:100%;width:64%;background:linear-gradient(90deg,var(--purple-500),var(--pink-500));border-radius:99px}

.bills-stats{display:flex;gap:32px;margin:24px 0}
.bills-stats strong{display:block;font-family:var(--font-display);font-size:26px}
.bills-stats span{font-size:12px;color:var(--gray-500,#8b8b96)}

/* ---------- testimonials ---------- */
.testimonials-section{padding:96px 0;background:var(--purple-50)}
.testimonial-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:48px}
.testimonial-card{background:#fff;border-radius:var(--radius-lg);padding:22px;border:1px solid var(--border-soft);transition:transform .22s ease, box-shadow .22s ease, border-color .22s ease}
.testimonial-card:hover{transform:translateY(-6px);box-shadow:0 22px 44px -18px rgba(124,58,237,.38), 0 0 0 1px rgba(124,58,237,.08);border-color:var(--purple-400)}
.testimonial-card p{font-size:14px;color:var(--ink-800);margin:12px 0 16px;line-height:1.55}
.testimonial-card strong{display:block;font-size:13.5px}
.testimonial-card span{font-size:12px;color:var(--gray-500,#8b8b96)}

/* ---------- faq ---------- */
.faq-section{padding:96px 0;background:#fff}
.faq-wrap{max-width:820px}
.faq-list{margin-top:32px;border-top:1px solid var(--border-soft)}
.faq-item{border-bottom:1px solid var(--border-soft)}
.faq-q{width:100%;display:flex;justify-content:space-between;align-items:center;padding:20px 4px;font-family:var(--font-display);font-weight:700;font-size:16px;text-align:left}
.faq-toggle{font-size:20px;color:var(--purple-600);transition:transform .2s ease}
.faq-a{max-height:0;overflow:hidden;transition:max-height .25s ease}
.faq-a p{padding:0 4px 20px;color:var(--gray-600);font-size:14.5px;max-width:680px}
.faq-item.is-open .faq-a{max-height:220px}
.faq-item.is-open .faq-toggle{transform:rotate(45deg)}

/* ---------- final CTA ---------- */
.final-cta-section{padding:0 0 96px;background:#fff}
.final-cta-card{background:var(--navy-950);border-radius:var(--radius-lg);padding:56px;display:flex;align-items:center;justify-content:space-between;gap:32px;flex-wrap:wrap;
	background-image:radial-gradient(circle at 15% 20%, rgba(139,92,246,.35), transparent 45%), radial-gradient(circle at 85% 80%, rgba(236,72,153,.3), transparent 45%), var(--navy-950);
}
.final-cta-card h2{color:#fff;font-size:clamp(26px,3.4vw,34px);margin-bottom:8px}
.final-cta-card p{color:#B9B4C4;font-size:15px}

/* ---------- footer ---------- */
.site-footer{background:var(--navy-950);color:#B9B4C4;padding:64px 0 0}
.footer-top{display:grid;grid-template-columns:1.3fr .9fr .9fr .9fr;gap:32px;padding-bottom:48px}
.footer-tagline{margin-top:14px;font-size:14px;max-width:260px}
.footer-col-title{color:#fff;font-size:14px;margin-bottom:16px}
.footer-menu li{margin-bottom:10px}
.footer-menu a{font-size:14px;transition:color .15s ease}
.footer-menu a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding:22px 0;font-size:12.5px}
.footer-bottom a{text-decoration:underline;text-underline-offset:2px;transition:color .15s ease}
.footer-bottom a:hover{color:#fff}

/* ---------- generic content (blog fallback) ---------- */
.generic-content{padding:80px 0;min-height:40vh}
.wrap-narrow{max-width:760px}

/* ---------- journal listing ---------- */
.journal-hero{padding:80px 0 48px;background:linear-gradient(160deg, var(--cream) 0%, var(--lavender) 100%)}
.journal-hero .section-title{max-width:760px}
.journal-hero .lead{margin-top:16px}
.journal-list-section{padding:64px 0 96px}
.journal-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.journal-card{display:block;background:#fff;border:1px solid var(--border-soft);border-radius:var(--radius-lg);padding:28px;transition:transform .22s ease, box-shadow .22s ease, border-color .22s ease}
.journal-card:hover{transform:translateY(-6px);box-shadow:0 22px 44px -18px rgba(124,58,237,.3);border-color:var(--purple-400)}
.journal-card h2{font-size:20px;margin:14px 0 10px}
.journal-card p{color:var(--gray-600);font-size:14.5px;margin-bottom:16px}
.journal-card-meta{font-size:12.5px;color:var(--gray-400);font-weight:600}
.journal-card-tag{display:inline-block;font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.05em;padding:5px 12px;border-radius:var(--radius-pill)}
.journal-tag-rates{background:var(--purple-100);color:var(--purple-700)}
.journal-tag-bills{background:#DCFCE7;color:#15803D}
.journal-tag-safety{background:#FEE2E2;color:#B91C1C}
.journal-tag-corridors{background:#FEF3C7;color:#B45309}
.journal-tag-journal{background:var(--border-soft);color:var(--gray-600)}

/* ---------- journal article ---------- */
.journal-article-hero{padding:64px 0 24px;background:linear-gradient(160deg, var(--cream) 0%, var(--lavender) 100%)}
.journal-article-hero h1{font-size:clamp(30px,4.2vw,46px);margin:16px 0 12px}
.journal-article-meta{color:var(--gray-600);font-size:14px;font-weight:600}
.journal-article-body{padding:48px 0}
.journal-article-body h2{font-size:24px;margin:32px 0 14px}
.journal-article-body p{color:var(--ink-800);font-size:16.5px;line-height:1.75;margin-bottom:18px}
.journal-article-body ul{margin:0 0 18px;padding-left:22px}
.journal-article-body li{color:var(--ink-800);font-size:16.5px;line-height:1.7;margin-bottom:8px;list-style:disc}
.journal-cta-card{background:var(--purple-50);border-radius:var(--radius-lg);padding:32px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;margin-bottom:80px}
.journal-cta-card h3{font-size:19px;margin-bottom:6px}
.journal-cta-card p{color:var(--gray-600);font-size:14.5px}

@media (max-width: 720px){
	.journal-grid{grid-template-columns:1fr}
	.journal-cta-card{flex-direction:column;text-align:center;justify-content:center}
}

/* ---------- minimal header (Rates & similar standalone pages) ---------- */
.site-header-minimal .header-inner{justify-content:space-between}
.btn-back-home{padding:12px 20px;font-size:14px}

/* ---------- rates page: hero ---------- */
.rates-hero{background:linear-gradient(160deg, var(--cream) 0%, var(--lavender) 60%, var(--pink-tint) 100%);padding:72px 0 64px}

/* ---------- rates page: comparison ---------- */
.comparison-section{padding:96px 0;background:var(--purple-50)}
.comparison-head{display:grid;grid-template-columns:1.2fr .8fr;gap:32px;align-items:end;margin-bottom:32px}
.comparison-head .lead{margin:0}
.compare-controls{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:24px}
.compare-amount{display:flex;align-items:center;gap:8px;background:#fff;border-radius:var(--radius-pill);padding:12px 20px;border:1px solid var(--border-soft)}
.compare-amount label{font-size:13px;color:var(--gray-600);font-weight:600}
.compare-amount-symbol{font-family:var(--font-display);font-weight:800;color:var(--gray-400)}
.compare-amount input{border:0;background:transparent;font-family:var(--font-display);font-size:16px;font-weight:800;width:70px;color:var(--ink-900)}
.compare-amount input:focus{outline:0}
.compare-countries{display:flex;flex-wrap:wrap;gap:8px}

.compare-table{background:#fff;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-soft)}
.compare-row{display:grid;grid-template-columns:1.4fr .9fr .9fr .9fr 1.2fr;align-items:center;gap:12px;padding:22px 24px;border-bottom:1px solid var(--border-soft)}
.compare-row:last-child{border-bottom:0}
.compare-row.is-best{background:var(--purple-50)}
.compare-name{font-weight:800;font-family:var(--font-display);display:flex;align-items:center;gap:10px}
.compare-check{width:22px;height:22px;border-radius:50%;background:var(--purple-100);color:var(--purple-700);display:inline-flex;align-items:center;justify-content:center;font-size:12px}
.best-badge{background:var(--navy-950);color:#fff;font-size:11px;font-weight:700;padding:4px 10px;border-radius:var(--radius-pill)}
.compare-speed,.compare-fee,.compare-spread{color:var(--gray-600);font-size:14px}
.compare-amount-out{text-align:right;display:flex;align-items:baseline;justify-content:flex-end;gap:8px}
.compare-value{font-family:var(--font-display);font-size:19px}
.compare-delta{font-size:13px;color:#DC2626;font-weight:700}
.compare-row.is-best .compare-delta{color:var(--gray-400)}

/* ---------- rates page: today's rates list ---------- */
.todays-rates-section{padding:96px 0;background:#fff}
.todays-rates-head{display:flex;justify-content:space-between;align-items:center;gap:24px;margin-bottom:32px;flex-wrap:wrap}
.rates-list{border-top:1px solid var(--border-soft);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-soft)}
.rate-list-row{display:grid;grid-template-columns:1.6fr .8fr .6fr .8fr;align-items:center;gap:12px;padding:20px 24px;border-bottom:1px solid var(--border-soft);transition:background .15s ease}
.rate-list-row:hover{background:var(--purple-50)}
.rate-list-row:last-child{border-bottom:0}
.rate-list-country{font-weight:700;display:flex;align-items:center;gap:10px}
.rate-code{width:30px;height:22px;border-radius:6px;background:var(--purple-100);color:var(--purple-700);display:inline-flex;align-items:center;justify-content:center;font-size:11px;font-weight:800}
.rate-currency-tag{color:var(--gray-400);font-weight:600;font-size:12px}
.rate-list-fee{color:var(--gray-600);font-size:14px}
.rate-list-point{color:var(--purple-600);font-weight:700;font-size:14px}
.rate-list-value{font-family:var(--font-display);font-weight:800;font-size:17px;text-align:right}

@media (max-width: 860px){
	.comparison-head{grid-template-columns:1fr}
	.compare-row{grid-template-columns:1fr;text-align:left;gap:6px}
	.compare-amount-out{justify-content:flex-start}
	.rate-list-row{grid-template-columns:1fr 1fr;row-gap:6px}
	.rate-list-value{text-align:left}
	.todays-rates-head{flex-direction:column;align-items:flex-start}
}

/* ==========================================================================
   Responsive
   ========================================================================== */
@media (max-width: 1024px){
	.hero-drum{display:none}
	.hero-grid{grid-template-columns:1fr;gap:48px}
	.families-grid,.bills-grid{grid-template-columns:1fr}
	.families-media{order:-1}
	.steps-grid,.feature-grid{grid-template-columns:1fr 1fr}
	.trust-grid{grid-template-columns:1fr 1fr}
	.testimonial-grid{grid-template-columns:1fr 1fr}
	.network-head{grid-template-columns:1fr}
	.bank-grid{grid-template-columns:1fr 1fr}
	.stats-row{grid-template-columns:1fr}
	.footer-top{grid-template-columns:1fr 1fr}
}
@media (max-width: 720px){
	.main-nav{display:none}
	.header-actions .btn-link{display:none}
	.nav-toggle{display:flex}
	.mobile-nav{display:none;flex-direction:column;background:var(--cream);padding:16px 24px 24px;border-top:1px solid var(--border-soft)}
	.mobile-nav.is-open{display:flex}
	.mobile-nav-menu{display:flex;flex-direction:column;gap:4px;margin-bottom:16px}
	.mobile-nav-menu a{padding:10px 4px;font-weight:600;display:block}
	.mobile-nav-actions{display:flex;gap:12px}
	.hero-stats{grid-template-columns:1fr}
	.steps-grid,.feature-grid,.trust-grid,.testimonial-grid{grid-template-columns:1fr}
	.bank-grid{grid-template-columns:1fr}
	.footer-top{grid-template-columns:1fr}
	.final-cta-card{flex-direction:column;text-align:center;justify-content:center}
	.method-grid{grid-template-columns:1fr}
	.amount-row{flex-direction:column;align-items:flex-start;gap:14px}
	.currency-toggle{width:100%;justify-content:space-between}
}
@media (max-width: 480px){
	.topbar-inner{gap:6px;padding:10px 16px;font-size:12px}
	.topbar-msg-wrap{max-width:52vw}
	.topbar-cta{flex:none;white-space:nowrap}
	.topbar-icon{display:none}
}